Tips for Maintaining Financial Flexibility with Cash In and Cash Out Services

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Thank you PayPal and Walmart for sponsoring this post. Introducing PayPal cash in and cash out money services, the financial services alternative which allows you to manage your PayPal account and cash flow needs on your own terms!

Confession: For as long as I can remember, I’ve had an unhealthy relationship with money. I’ve always felt like it not only determined my worth as a person but that my struggles with it defined me. Over the years I’ve taken steps to redefine my relationship with money. I’ve turned to using a cash system because the cash in and cash out method is the one way I am truly able to hold myself accountable.

Fortunately, PayPal has recently made it even easier to access my cash when I need it. PayPal cash in and cash out services at Walmart means that I no longer have to wait for my money. I no longer have to rely on someone else to manage my finances — I can take back control. Guys, this is such a game-changer.

If you have a PayPal account, you’re able to access the funds quickly and easily by loading and withdrawing funds at all US locations of Walmart. That means no more inconvenience and high fees! Your money, your way! PayPal Cash Mastercard customers can make online purchases and pay bills simply and access their PayPal balance at ATMs and the Walmart service desk for just $3 per service.

Here are some other ways I effectively manage my cash:

1. Track it. — I keep my receipts from every transaction and manually track it in a small notebook. This way I’m seeing what is coming in and what is going out in black and white, which just makes it all that more real.

It’s an easy way to see where my money actually goes. The money spent on groceries, personal items, clothes, gas, etc. — it’s all right there for me to see.

2. Prioritize. — When it comes to finances, not everything is black and white. Money is time and time is money, but we all have different priorities for where we draw the line. For me, there are certain things that are just worth the money, such as paying someone to mow our lawn so that I have more time to work and spend time with my kids. Sure, it may be seen as an unnecessary expense to some, but I’ve chosen to make work and my children a priority over other things.

If you’re not certain where exactly your ‘line’ is, write it out. Where will you make financial concessions over things you value more? For some, it’s that cup of coffee on the way to work. For others perhaps it’s that takeout for your family. Once you know what is negotiable and what is not, you can work to cut unnecessary expenses out.

3. Be a savvy shopper. —  I’ll let you in on a little secret: I never pay full price. No, I’m not even very good at couponing, but I do shop sales and clearance. Because of this perspective on shopping, I’ve had to learn what is truly a necessary purchase and what is not. If my children need new clothes, I’ll shop around and find a sale.

Have I missed out on some super cute outfits because of it? I sure have! But in the grand scheme of things, is that one outfit worth the price? Absolutely not.

Once you adjust your mindset to shopping for items on sale or clearance, it changes the way you look at your spending. The few occasions where I have just had to buy full price have been painful (usually for expenses that are a surprise). But if I’m watching my cash flow the rest of the time, this truly isn’t a problem. That doesn’t mean I like it. Ha!

4. Keep your cash on hand. — Like I said at the beginning, having my cash in my hands has been a game-changer for my financial freedom. Learn more about PayPal’s cash in and cash out services here and take back control of your finances.

What are some of the ways

 

you keep

 

financial flexibility?

 

I was selected for this opportunity as a member of CLEVER and the content and opinions expressed here are all my own.