Its a Hero

sustainable living

Christmas, Credit, and Focusing on What’s Important this Holiday Season

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Thank you CreditRepair.com for sponsoring this post. CreditRepair.com’s team understands that a credit score is not just a number; it’s a lifestyle.

Being an adult, unfortunately, does not come with a handbook on how to “be.” I can’t speak for everyone, but I can tell you this — I’ve learned the hard way. With practically everything.

My personal credit journey.

I partially blame my struggles on the fact that I just didn’t understand privilege. I was a child of two very hard-working parents. We didn’t take lavish vacations, but we did take vacations. I recently recounted my childhood with a friend. We were talking about how we didn’t know how hard our parents worked and how lucky we were. We were happy to have had our vacations and to not want for anything, but we also didn’t realize the privilege that was afforded to us.

I’m not blaming that on my struggle. No, I created my problems. But I’ve made the mistake of not knowing my parents struggles twice now. I expected to just HAVE. Because that’s what you do. You work and you get, right? Well factor in a mountain of student loan debt (we’re talking Mount Everest) and a desire to fit in? And we have a problem.

The first time I rebuilt my credit on my own (with the guidance of my dad — thanks, Dad!). But fast-forward many years, a husband, and a child later, and it took a bit more help.

kids on a couch

A cry for help.

The second time around I decided I truly needed help. I used CreditRepair.com to help me get my finances in order, get me back on track, and find a clear plan for the future. CreditRepair.com is a leading provider of credit report repair services in the United States. They are a team of credit professionals who educate and empower individuals to achieve the credit scores they deserve. I worked hard, made lifestyle changes, and made plans for my future. I knew I owed it to my growing family to repair my credit and create a better life.

woman with a baby

The holiday spirit.

Part of my struggle with the holidays is the fact that EVERYONE wants to do something extravagant. But I’m beyond that. My number one rule is to NOT go into debt for the holidays. In the end, we’re all exchanging (likely or almost) equally priced treats for one another.

But at what expense? I don’t want my financial security to be ruined because I’m trying to keep up with superficial gift giving. We are all adults. When we want something we work, we save, and we purchase it. And if there’s something that you desperately want, you will get it.

I would rather see the joy on the faces of my children when we are able to take a fun vacation to the beach or go to an event with them. I would rather build memories than give superficial gifts. They will know love and they will know how much the holidays mean. But they will also know that it is more important to avoid financial disaster and avoid going into debt than to celebrate any holiday.

kids with mickey

A quest for financial literacy.

Financial literacy should absolutely be a point of discussion in families, schools, and even work environments, but it isn’t. Until it is, we need to rely on outside resources. CreditRepair.com is there to help.

Your credit score is not written in stone, and you are more than a credit score. CreditRepair.com will help empower  you to work on your credit score, enjoy your life, and make small lifestyle changes to help you achieve your dreams! But your credit won’t fix itself. Get help from CreditRepair.com today with a free consultation and kickstart your credit repair efforts.

Whatever you do this holiday season, please remember that no holiday ‘cheer’ is worth going into debt for. Let’s build our credit scores together with CreditRepair.com.

Getting your credit back on track with creditrepair.com

Latchkey Kids – A Safe Summer With Guardian Alarm

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THIS POST IS SPONSORED BY GUARDIAN ALARM BUT THE CONTENT AND OPINIONS EXPRESSED HERE ARE MY OWN

It’s officially Summer! Can you believe it?! Since school let out, there’s been some chatter amongst a large group of work-at-home moms of which I am in a group on Facebook. We are… struggling. Our kids can be extra demanding without the structure of a school day, and we’re all just doing our best to make it through and (fingers crossed) get a little bit of work done throughout days.

Thankfully, our new home as a huge yard with lots of room to run and play, so I’m doing my best trying to balance our days between being outdoors and finding a time where at least I can be inside getting some work done.

In addition to the huge yard, we have a park and playground adjacent to our house! Approximately 90% of our outdoor moments are spent running on that playground, chasing one another around, and swinging from the monkey bars. How lucky are we, right!?

Well, I consider myself extra lucky because, thanks to Guardian Home Security, I’m able to quickly walk out my back door and with a swipe of my hand, my deadbolt is locked until I put my passcode in upon return. Easy peasy! There are no bulky keys needed to bring with me (or keep track of) on the playground. And I can use my phone and the Total Connect App to unlock the deadbolt as we approach upon our return (very convenient for when it’s starting to rain and I need to get my crew indoors ASAP).

But I also need to allow my oldest to go to the playground with friends (and their parents). And Guardian Alarm makes it incredibly convenient. Ari has his own 4-digit code to unlock the deadbolt; so I can be tending to the girls inside or working, and he can let himself in to get a snack or use the bathroom. I feel so much better about letting him be a pseudo-latchkey kid (which, let me tell you, does not come naturally to me, despite being free to roam the neighborhood myself as a kid).

I try to ease some of my helicopter-parenting-tendencies with the help of the Guardian Alarm camera (which I conveniently have pointed towards the area of the yard where our children play the most). So whilst I’m working in my office, I can glance at my phone and have a clear view of where they are (newsflash: these days it’s almost always on the trampoline).

Truthfully, I was really nervous about this Summer. I was afraid that I would need to be outdoors with my kids 24/7; but, in reality, Guardian Alarm has provided me with even more peace of mind than I imagined. Sure, it’s about keeping our family safe from intruders; but it’s also about giving myself a chance to breathe because I know they are okay.

What’s one way

you give your children

a little freedom

during the Summer?

 

Travel Tips // Getting Peace of Mind with Guardian Alarm

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This post is sponsored by Guardian Alarm but the content and opinions expressed here are my own.

Well hello, spring! I feel like we’re finally pulling out of our season of hibernation and are about to enter the season of travel.

This Easter weekend we’ll be taking our first trip away from our new home since our big move in December. In anticipation of this trip, Chad and I decided it was time to get some peace of mind by having Guardian Alarm come out and install a security monitoring system.

Years ago (which seemed like another lifetime) I heard several stories from people who had just had a break-in. It was heartbreaking on so many levels. What was most rattling was that these people — often times parents with small children — no longer felt safe in their own homes. From that moment on, security has been a top priority. I never want to feel like my safe haven has been violated by a stranger.

When I contacted Guardian Alarm, they walked me through how the process would work — from beginning to end. We discussed areas of the home that I really needed to secure like all three doors, securing the hallway to alert us to potential intruders, and a camera to keep an eye on things.

I definitely want to protect my kids from potential intruders, but I also want to make our lives easier with home automation. So we decided to get the keyless entry deadbolt, a lamp module, and also a combination fire alarm/CO2 detector.

The installation process was so easy and wonderful. Our installer, Megan, walked me through the entire process step-by-step. I had so many questions about which was the ‘right’ way to secure our home. She took the time to answer all of the questions in depth. We even decided to separate the CO2 detector from the fire alarm (at her suggestion) so that we could assure our home would be it’s safest.

Thanks to Megan, the placement of the CO2 detector will immediately recognize as soon as there is a danger or threat to our family — and the monitored system will notify emergency services. It’s amazing.

But most importantly, when we travel this weekend I won’t worry about the fact that we have a very high-profile location. This house sat vacant for many years and I often hear people say “Oh you’re the people who bought that house! We always talked about buying it! It’s such a great location!” And they’re right. We’re right next to our sons’ elementary school.

Unfortunately, this means that there is a good amount of foot traffic, both for the school and the playground. There is a parking lot near the edge of our property. And we’ve noticed that people certainly like to cut through the drive. I plan on using the lamp dimmer switch to remotely turn off and on our living room light at key times during the day and evening and I’ll check in on the property with the camera just for a little bit of extra peace of mind.

Honestly, I can’t imagine entering into this busy season of life (with all of the travel, sports, and other various activities) without having a Guardian Alarm system to keep us all safe.

 

How do you

keep peace of mind

when you travel?

Elevate, Play with Lark, SOAK, and Eat Local! // Embracing the Chaos

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We’ve been so crazy busy lately that we’ve hardly had a chance to slow down. It’s my own fault, really. I’m a chronic over-scheduler. It’s a blessing and a curse, friends. It really is.

See, I thrive on the crazy; I need the busy days. I need them because they make me feel accomplished. And slowing down just isn’t in my vocabulary. At least, not in this current season of my life.

So here’s what we’ve been up to as of late:

Lots and lots and lots of playing with the kids. Lucky for me, we have a standing playdate at the YMCA every day but Sunday (because, well, I’m there for 4-6 hours a day). So both kids really love (and need) this time with their friends.

But it’s been HOT, friends. Like, hot and crazy humid. Which has truly limited our outdoor play. However, I have felt a bit more comfortable playing outdoors with the kiddos knowing that Miss Bea is wearing moisture-wicking baby clothes from Lark.

If you haven’t heard of Lark, their mission is to make quality baby clothes that can easily endure the daily life of an active infant or toddler. They have developed a proprietary natural, eco-friendly moisture wicking fabric. Safer for babies sensitive skin than some of the synthetic wear that adults wear when outside or working out! Awesome, right!?

Well Miss Bea is truly comfortable in her rompers and bodysuits from Lark. And I breathe easy knowing the fabric is not only breathable, but free of synthetic fabric and chemicals, and is made in the USA!

And you can get free shipping on any order using this code: SHIPPING. Go support this awesome business, friends!

Living in my SOAK sandals. So I am weird about shoes. See, when I find shoes I love, I live in them. Like, I wear holes in my flats because I wear them every day and literally nothing else. So when I was offered a pair of slides from SOAK, a company right here in the United States, I truly didn’t know what to expect.

See, I have super high arches in my feet and it makes wearing anything slip-on quite difficult (and sometimes painful). But I’ve worn these every single day for the last 30 days and I’m in love.

A post shared by Rachel L (@itsahero) on

They’re comfortable, incredibly stylish, and crunchy-mama-friendly! Yep, not only are they made in Maine, but they are made from BPA-free recycled materials!

And so versatile! I’ve worn them with dresses and to my yoga classes! Seriously the only shoe I’ve needed (well, except for my running shoes to, well, run!).

Check out their full line of slides here and use code CHIC15 to save 15% off!

Yoga. Not quite #yogaeverydamnday, but my fire for yoga has been reignited, thanks to a couple of amazing yoga classes.

Last week I went to Elevate Akron, an annual outdoor yoga event here in my amazing city. It was powerful, friends. So powerful! I realized that all of the cycling, running, and strength training I’ve been doing has totally made me more physically fit — in ways I didn’t even realize before! I am so much stronger than I’d recently given myself credit for.

Oh, and I’m certain that the stretching and conditioning alongside the gymnasts I coach doesn’t hurt!

But then I decided to go, solo, to my first Yoga on Tap/Balance and Brews event. See, here in Northeast Ohio, we’ve been on the beer + yoga train for a long time — at least the last 4 years! But, sadly, I’ve never been able to actually make a class.

Well, that changed yesterday. I was elated to find out that Melissa of Balance and Brews was teaching a class right here in my own town, at HiHo Brewing Co.!

It was a great class and ended with a complimentary beer (the Smash Smash Pilz Pilz double pilsner was the bomb!).

So many markets! Guys, I’m a sucker for a good farmers market. Throw in some hand-crafted goodies? Double-sold.

Between the Cleveland Flea, the Akron Honey Market, and the Countryside Conservancy Market in Highland Square? We’ve been biz-zeeee! Busy getting delicious food, ya’ll!

Cycling. Kickboxing. and Gymnastics, Oh My! I’ve been working out non-stop and, like I said, I’m feeling so much stronger! One thing that’s truly been helping is how much I’ve been trying to remain committed to my schedule of workouts. At times it’s been a struggle, but it’s also been a saving grace during the crazy moments. As much as, in those moments, I want to just hide or cry or sleep, I find myself working out all of my frustrations and it’s helped me tremendously.

Sure, we’ve been busy. But it’s been perfect. Perfect chaos! So tell me — Do you thrive on chaos, like me? Or do you prefer to have unscheduled days and relaxing weekends!?

 

 

 

Explore Ohio // Wayne County

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Confession: I grew up in Amish country.

Okay, so many of you may already know that about me; but some of you may not know what exactly that means. It means that our high school consisted of students from 3 different towns coming together to attend school (but still only graduating with 83 people); it means that we had “drive your tractor to school day;” it means my best friend in elementary school was amish — and, yes, I’ve ridden in a buggy several times; oh — and it means that my hometown doesn’t even have so much as a flashing yellow light, let alone a stoplight!

So when I was recently asked to visit Wayne County, Ohio — also considered amish country AND home of the Ohio Light Opera — I was intrigued, but skeptical. I mean, how could amish country impress a little country bumpkin like me!? 😛

But guys. Wayne County changed me. Well, that may be a tad bit dramatic; but I seriously never would have or could have imagined that this place just an hour from my home in Akron, could be so amazing!

We started our grand tour of greater Wayne County by heading out to Lehman’s Hardware Store. My friend kerry had mentioned that I would love Lehman’s. But neither her nor their slogan of “for a simpler life,” didn’t convince me.

But approximately 3 minutes into our trip into the amazingness that is Lehman’s, I was sold. SOLD, ya’ll! I mean, it didn’t hurt that this place was comprised of so many of both mine and Chad’s favorite things — we just didn’t realize that this constituted “homesteading”!

Rain barrels, compost bins, old-fashioned push-mowers, cast-iron skillets, and wood-burning stoves — you name it! In fact, the other girls on the trip were surprised by how much of what they offer we already incorporate into our daily lives. I suppose we’re semi-homesteaders of some sort?? Who knew!?

Our next stop was Quince Bakery and Café. I can honestly say that never did I expect some of the finest bread and baked goods to come from a tiny bakery in Wayne County, Ohio! I mean, I find myself to be a bit of a baked-goods snob. In fact, my husband and friends tend to poke fun at me for being the kind of person that simply must buy and taste all of the baked goods, but only to hoard them. Is there a “Hoarders: Baked Goods Edition”??!! I kid!

I. am. in love with the food from this tiny bakery — and thrilled to find out that she travels to Akron for the Countryside Conservancy Market in Highland Square every Thursday! Hooray!

And somehow I convinced her to let me buy some of the amazingly soft and fluffy focaccia bread she was saving for the market! I could eat only this bread for the rest of my life, ya’ll! Seriously.

Next up was a quick stop by Shisler’s Cheese House. Shisler’s is a teeny, hole-in-the-wall, kinda place, with delicious, soft, swiss cheese on the counter for patrons to try. It was delicious and this family-owned business (for THREE generations!) had such an awesome vibe!

Believe it or not, there was still time (and room!) for more baked goods! That’s right — we stopped by the Dutch Kitchen Bakery, a mennonite and amish bakery in the heart of Wayne County, for a tour of the bakery (ya’ll those mixers were HUGE!).

The manager told us that an old Amish woman comes in every morning (sometimes at 3am!) to make all of the dough for the pies and fry pies — every single day!! PS. We had a strawberry rhubarb fry pie and bumbleberry fry pie. They did not disappoint. 😉

And, I mean, look at the size of this donut!! Crazypants!!

Our next stop was a place I’d been meaning to visit for a very long time — the J.M. Smucker Company Store + Café. Little known fact that our great state of Ohio is home to the Smucker’s corporation — which is actually headquarters to Jif, Pillsbury, Crisco, Dickinson’s, Hungry Jack, Santa Cruz Organics, Folgers, and Dunkin Donuts, to name a few!

I was in shopping heaven! We may or may not have bought a plethora of jams and juices to bring home (I mean, when in Rome, Wayne County, right?!).

We rounded out or day in Wayne, County with a trip to the Pine Tree Barn. The Pine Tree Barn restaurant, the Granary, which is only open for lunch, features amazing house-made salads, entrees, and desserts.

The food and desserts were amazing! And so was the infused iced tea. OMG we drank so much of that, it’s ridiculous. And after our lunch we wandered through the old barn, which acts as a furniture and furnishings store.

I also told my husband that we MUST come back during the holidays for a carriage ride and to cut down our own Christmas tree!

Chad and I have already discussed our next trip to Wayne County! Another trip to Lehman’s and Quince are definitely in order — soon! Thankfully, we’re only an hour away from this delightful place! I hope that you’ll consider visiting Wayne County, Ohio for your next weekend getaway!

 

 

Thank you to the Wayne County CVB for sponsoring this trip! As always, all opinions herein are my own. #DoWoo

Saving Money in the New Year // Direct Energy Savings in Ohio!

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itsahero-DE
Winter has hit us in Ohio, finally! Last year was especially cold. And even though El Niño helped to delay winter this year; it’s definitely, definitely here. And we refuse to let our energy bill skyrocket because of it.

And one way of doing so is by reevaluating our electricity rates and finding if we can, first and foremost, save there.

  1. Compare costs. Ohio residents should contact Direct Energy this month to see what special offers they have available. Save up to 14%* over DP&L’s electricity rate, and up to 10%* over Duke Energy’s electricity rate. There’s more! Save up to *5% over The Illuminating Company’s electricity rate, and up to 3%* over Ohio Edison’s electricity rate!
  2. Make sure your windows and doors are energy efficient. If they aren’t, look into replacing them in the Spring! But in the meantime, use window shrink film to keep as much heat in your home as possible!
  3. Unplug appliances when not in use. Guys. This is a major one in our house! We have something plugged into nearly every outlet in our home. Are these things always on? Absolutely not. But they are still using energy!

We’ve definitely been actively doing these things in hopes of saving a few bucks this winter! In addition, we use our wood burning stove when we are home — and we only burn Eco-bricks, which are made up of sawdust, are CO2 neutral, and burn longer than wood. It also helps that Direct Energy offers a fixed-rate energy plan: so our electricity rate won’t fluctuate throughout your contract term. They’re also the only energy provider to be a part of Plenti. You can earn rewards every month with Plenti!
Just go to their website and plug in your zip code!

 

*All savings refers to the current difference between Direct Energy’s fixed rate offer and the Utility’s current Fixed Rate for Basic Service as of January 8, 2016, and does not include any other component of the electricity bill. Utility rates are subject to change and there may be no savings following the respective official utility rate change date. Direct Energy’s fixed rates include electricity supply charges only and excludes delivery/transmission charges, taxes, and all other utility-related charges. Offer is limited and valid for new residential customers only.