This post is sponsored by Lexington Law but the content and opinions expressed here are my own.
I remember my Senior Year of high school like it was yesterday. The excitement and anticipation of what was to come was a total rush! At the time, every impressionable adult in my life urged me to go to college, despite being ‘undecided’ on a major. My guidance counselor urged me and my parents to take out student loans because, in her words, the return on the investment would be worth it. And interest rates were so low, right?! Well, that’s not exactly true. But even years after my college graduation, Lexington Law is helping recover my credit from student loan debt.
ABOUT LEXINGTON LAW
I’ve talked in great detail about my credit journey. Well, I’ve been a college graduate for nearly 14 years, and I am embarrassed by the amount of student loan debt still looming over me. Despite making monthly payments on all of my student loans, I could never seem to get ahead. Did you know that despite the ‘low interest rates’ your actual amount due over the principal will grow and grow and grow?! It’s honestly insane how much money I was throwing away towards interest.
That’s where Lexington Law comes in. As a law firm, they have actual lawyers to drive the credit repair process and intervene as needed. They take questionable negative items, which are things in your credit history that could lower your score, and they challenge them.
Lexington Law are trusted leaders in credit repair for a reason. They use a three-step process which is proven to help repair credit. The first step is to analyze your report to identify any questionable negatives impacting your score. The second step is to address these items by challenging them with creditors. And the third step is to accelerate by keeping the process going to get individual clients to their goals!
HOW TO GET STARTED
When you first call Lexington Law, a credit advisor will pull a TransUnion Summary Report and FICO Score for free. While it only shows the first 5 of your negative items, it’s enough to get an idea of where you stand credit-wise and how it’s impacting your current situation.
From there, should you decide to use Lexington Laws services, you’ll be charged a one-time fee of $14.99 to pull all of your reports and histories. From there you’ll be charged a “First Work Fee”. This First Work Fee helps get your case started. Their advisors will start analyzing reports and start the credit repair process.
WHY IT’S IMPORTANT TO USE LEXINGTON LAW
As a young 17-year-old headed off to college, I had no idea how those massive student loans would haunt me for years to come. But calling Lexington Law has helped me go from feeling defeated to feeling hopeful. Now there’s a plan in place and I have trusted leaders on my side. And now I spend less time worrying, and more time with my family.
So call Lexington Law today and kickstart your credit repair journey. Because your credit is not written in stone!