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Why Wait? Open an Ohio 529 Plan Today

September 19, 2019 by Rachel 50 Comments

September is already upon us and the school year is back in full swing! Moms everywhere are already tired of packing lunches, helping with homework, and scrambling for outfits every morning.

But the thing is is that the end of the school year will be here before we know it. And then another Summer will fly by. Then we’ll be starting another school year. And soon enough, those kids we were sending off to kindergarten will be graduating high school. It will all happen before we know it.

As a parent still struggling with their own student loan debt, I knew I wanted to set my own children up for success from the start. So Chad and I started a 529 Plan for Ari when he started school.

Kid in green shirt

What is a 529 Plan?

A 529 Savings Plan is a lot like a 401k. It’s an easy, tax-friendly way to save for your children’s higher education. Ohio’s 529 Plan can be used across the country for 2-year and 4-year programs as well as technical schools.

Ohio’s 529 plan makes it incredibly easy to open and start saving for the future. They offer tools like the College Savings Planner to help you figure out how much your investment will impact your students’ future education. You can also check out this Cost Of Waiting Tool to see just how inaction can negatively impact your higher education finances.

Right now my first grader wants to be a YouTuber. But, heck, at his age I wanted to be a singer. Things change… quickly. In 5 years he may want to be a doctor or even a welder. Who knows.

But I do know that he will have options. He can decide whether a two or 4-year school is in his cards. He can decide if a trade school will be best for him.

First Day of School Dress

It’s so easy to get started.

There are only a few things you truly need to start Ohio’s 529 plan.

  1. Your ID, social security number, telephone number, address, your date of birth, and your mothers maiden name.
  2. The telephone number, social security number, address, and date of birth of your successor (someone to take over the account should something happen to you).
  3. And lastly, the date of birth, telephone number, address, and social security number of the person you’re saving for.

That’s it. Easy peasy, right? Exactly.

Kids on a hay bale

So why wait?

Don’t. Give your children the tools they need to be successful. Engage them in learning and nurture their passions. But also provide them with the financial support they will need in the future, now.

Click here to get started with your very own Ohio 529 Plan.

Hopscotch Image

Filed Under: #MomLife, back-to-school, children, cleveland, Columbus, Columbus Ohio, Cuyahoga Falls, family, giveaway, Kent, mommyhood, money saving tips, Ohio, parenthood, school, tips + tricks Tagged With: #MomLife, back-to-school, children, cleveland, columbus, Cuyahoga Falls, family, giveaway, Kent, money saving tips, motherhood, ohio, parenthood, school, tips + tricks

Mila Rose // 9 Months

March 27, 2019 by Rachel 5 Comments

Here we goooo again! I thought for certain we would make it through this month without an illness. Isn’t that funny! I know, I should have known better.

So yeah. This 9-month update should have come to you a few days ago, but Meebs was in no position to have her picture taken. Ha!

Meebs  //

For those of you who are new around here, Meebs is the nickname for baby number three — Mila Rose. Her big sister, Remy, age 3, can’t manage to pronounce “Mila” so she says “Meeba.” The name Meeba has somehow turned into “Meebs” and now that’s generally what she is known as… by, like, everyone.

It’s funny and cute and weird, but totally normal to us. And I sometimes have to remind myself that people who don’t know us well aren’t familiar with this name (and find it strange, not surprisingly) and that I should just take a second to explain.

On The Move  //

My first child, Ari, was quick to pick up everything. From the bottle to crawling, then walking to talking — even potty training! — he just did it all early. Kind of odd for a boy (and first child), but I rolled with it.

The same cannot be said for my girls. Both have completely different infant temperaments, but they both seem to be taking their darn time at ‘big kid’ milestones. And I guess I’m just rolling with them, too.

Although I expected Meebs to start crawling before 8-months, it wasn’t until about 8-months and one week before she started doing her own little army crawl. And guys, this army crawl is unlike anything I’ve seen before! It’s a combination of an army crawl and a half-roll! It’s hilarious but effective!

Boob + Food  //

I’ve never been in any sort of hurry to start my babies on solids. We have always done a combination of Baby Led Weaning (BLW) and purees but only began once we were certain that they were ready. And with all of the meal-making for the big kids, I was honestly in zero rush to sit and force another child to eat.

In the last month I’ve been giving her at least one jar of food every day, but oftentimes it ends up being 2 or 3. I kind of let her take the lead and tell me when she wants food. She makes it pretty clear when boob isn’t cutting it. But last night, for instance, she let me know that less than one jar of food was sufficient for dinner. And that’s absolutely fine with me.

Her favorite baby foods are pears, sweet potatoes, and oats. And, thus far, she hasn’t really spit out anything.

Weight + Height  //

Well, I was super excited to see her weight and height progression at her 9-month well child visit. Although she was born my ‘biggest’ and is my chunkiest baby, I knew she was still really small compared to the average. Her weight, coming in at a whopping 15 pounds 11 ounces, came as no shock to me (although, truthfully, I was hoping she would break the sixteen-mark!), as she is still fitting quite comfortably in most of her 3-6 month clothes. That puts her at 10th percentile for weight! — STILL my biggest percentile baby, can you believe that?!

I can’t remember her exact height, but she’s over 40th percentile for height. Makes sense considering those 3-6 month clothes are just starting to get a little short.

In the end, our pediatrician isn’t worried one bit. She’s exactly perfect and right on track with her siblings. She’s meeting all of her milestones (and has crazy good hand-eye coordination!) regardless of her tiny stature.

Health  //

We’re on a once-a-month illness schedule around here. I’m chalking it up to building her immune system — and I’m just grateful it has never been something truly serious. But just days ahead of turning 9-months, she got hit with yet another yucky cough, turned double-ear infection, turned bronchiolitis.

Again, not serious, but definitely not all that fun either. We had a couple of really bad days and nights battling a low-grade fever and fussiness, but no sooner was she diagnosed and put on an antibiotic did she start to show signs of improvement.

Just three more months  //

It’s hard to believe that we’ll be celebrating her first birthday in 3 months. I’m already (slowly) starting to plan an elaborate celebration (my very last babies first birthday, y’all!). But in the meantime, I’ll be over here crying over every teeny tiny milestone.

Also! I’m hosting a Giveaway for a 4-pack of tickets to Sesame Street Live! at the Wolstein Center this April 6th – 7th. The giveaway closes at 11:59 PM EST 3/27/2019, so head here to enter now.

Filed Under: #MomLife, busy mom, children, family, giveaway, life, mommyhood, Oh baby!, parenthood Tagged With: #MomLife, baby girl, being a mom, busy mom, children, family, giveaway, life, mommyhood, motherhood, oh baby, parenthood

Tips For an Active + Healthy Pregnancy with Ajoyo

May 11, 2018 by Rachel 7 Comments

From the moments you find out you’re expecting a new baby, things change. There is so much to consider — keeping the baby healthy, eating right, exercising, maintaining some normalcy, and working through the stages that come with each trimester. It can all be a bit… overwhelming, to say the least.

And, I’ll admit — my previous pregnancies haven’t exactly been the healthiest. But there’s something about age and wisdom and whatnot that really offers some perspective. So I’ve learned a lot in the span of 6+ years (nearly 3 years of which I have spent pregnant).

Here are my tips for maintaining a healthy balance during your pregnancy:

1. Find ways to move comfortably.

For me, this has made a huge difference this time around. I was basically sedentary during my first two pregnancies. This time around I’m still go, go, going with my kids; but I’m also finding time to workout.

Sometimes this just means going for a walk, with or without the kids; with or without a fun place in mind. 

Sometimes it means tackling the household chores instead of sitting down on the couch. 

Sometimes that means getting in some stretches before bed. 

Just make yourself move comfortably. Period.

Which brings me to my next point… 

2. Make exercise fun, not a burden. 

Working in a gym has been a huge blessing, that’s for sure. But for the first trimester of this pregnancy, I just couldn’t work out. I could barely hold food down, so workouts weren’t on the agenda. But when the second trimester hit, I knew I had to get back into the swing of things.

And I enrolled myself in a few classes to hold myself accountable.

Between circuit training classes, kickboxing, teaching cycling classes, and finding a passion for zumba, I’ve been keeping a pretty regular exercise routine ever since.

 

Here’s the thing — it’s definitely NOT pretty. Cycling has gotten a lot more difficult (bending forward at the waist with my belly is starting to hurt a bit), and I’m probably the least coordinated person in my zumba class; but it’s fun and it’s getting me to work out.

And continuing to workout has created a sense of normalcy in my life — when not everything can be controlled, my workouts make me feel… well, not pregnant. Ha!

3. Eat with balance.

My first pregnancy was all ice cream and carbs; my second was whatever I could keep down (mostly toaster strudels); but this third pregnancy is all about finding a healthy balance.

While it would be a complete fabrication to say that I’ve eaten completely healthy this pregnancy, I definitely have eaten intentionally this pregnancy.

What does that mean? Well it means that I’m making myself a smoothie in my Vitamix each morning — it consists of a mix of frozen fruit, frozen vegetables (think kale, spinach, etc), some protein powder, and Ajoyo Almondmilk.

Ajoyo Almondmilk has been a staple in my pregnancy for a few reasons. One of which is because I need to keep my diet as dairy-free as possible. Dairy caused some issues for Remy when I was breastfeeding and I’m trying to avoid that ever becoming an issue this time around by eliminating dairy now.

It also happens to be delicious and sustainable — it’s non-GMO and loaded with nutrients like B12, calcium, and the always needed (especially in pregnancy) protein.

But I haven’t denied myself access to my cravings either. I’ve eaten my fair share of burritos and donuts (#weakness); and I haven’t given up coffee (I. just. can’t.). So intentionally eating has been key.

Want to try Ajoyo? Head here to enter to win a year supply of Ajoyo Almondmilk AND enter my giveaway (using the rafflecopter widget below) to win a month’s worth of Ajoyo Almondmilk right now!

4. Sleep, sleep, sleep. 

One of the most important things i’ve done this pregnancy is to listen to my body. There have been many days where I feel like I could fall asleep at 6pm. And, instead of fighting it, I just listen.

Sure, that means I’m missing out on some other stuff (like dinner, lol); but sleep is essential for remaining healthy during pregnancy. And I’m not ashamed to admit that I’ve also given my 5 year old an iPad to watch Netflix in bed next to me so that I could take an occasional afternoon nap.

Ya know why? A healthy mother is a better mother. Fact.

5. Give yourself grace. 

I say this a lot. I know. But if there’s one thing I’ve truly come to understand as a mother, it’s that grace is an essential part of my day.

I look at my to-do list and add to it daily. I also scratch a few things off here and there, but I’m always going with the flow. The other day I had two more errands to run after running to the DMV. And guess what? The DMV ran extra long — during naptime (Remy’s and mine).

Instead of forcing us all on extra errands, I gave myself (and my to-do list) a healthy dose of grace. The errands can wait.

This is all to say this — know when you’re doing too much and know when it’s time to let some of it go. And, as Elsa (and Remy) would say — Let. It. Go.

a Rafflecopter giveaway
At the end of the day, pregnancy and motherhood are all about this: SURVIVAL. We are all just doing our best to get by and make it out alive. So cheers, Mama! Now go get some sleep!

Disclosure: I received a supply of Ajoyo Almondmilk at no cost to try and review. As always, all opinions herein are my own.

Filed Under: #GetFit, #MomLife, #SweatPink, brews + food, busy mom, children, cooking, fitness, giveaway, health, parenthood, pregnancy, review, sponsor, workout Tagged With: #GetFit, #MomLife, #SweatPink, being a mom, brews + food, busy mom, cooking, fitness, giveaway, health, parenthood, pregnancy, review, sponsor, workout

Cheers to SIX Years ! // and a COFFEE Prize Pack Giveaway

April 20, 2018 by Rachel 25 Comments

Six years. Six years ago, tomorrow, Chad and I eloped on an empty beach in Portland, Maine.

It truly feels like a lifetime ago. We were about 13 weeks pregnant with Ari at the time. We had been dating for what seemed like forever, so we decided why the heck not go get married and make it official!

When I say we ‘eloped’ I mean that we were the only people present, besides the justice of the peace, our photographer, and her assistant (whom also acted as our two witnesses for the event).

Our parents knew we were getting married; but no one else did.

It was perfect. And I love looking back on the photos from the day…

And here we are — six years and three pregnancies (and almost three babies) later — still in love, even though our lives look much different than before.

To my husband — you are still the love of my life — even if our lives look tremendously different than we imagined, and even if we get lost in the hustle and bustle of parenting and work. I love you. 

I’m certain our anniversary will look even more ‘boring’ this year — as I’m working a fundraiser and Chad will be working — but it will be special, nonetheless. ♥

And to help us celebrate our anniversary, I’m hosting a giveaway for a Dunkin Donuts Summer Prize Pack. It includes everything you need to celebrate this Summer!

2 Dunkin’ beach towels
2 Dunkin’ drink containers
1 donut pool float
1 donut drink float

Use the rafflecopter widget below!

a Rafflecopter giveaway
Photographer: Justine Johnson
Resort: Inn By the Sea
Jar Cakes: Etsy

Location: Portland Head Light, Crescent Beach, Lobster Shack at Two Lights

Filed Under: #MomLife, domesticity, elopement, events, family, Family Travel, giveaway, life, live happy, marriage, mommyhood, parenthood, pictures, road trip, travel, Travel Adventures, weddings Tagged With: #MomLife, being a mom, domesticity, elopement, events, family, Family Travel, giveaway, life, Live Happy, marriage, mommyhood, parenthood, pictures, road trip, travel, Travel Adventures, wedding

MEET ME AT THE CLEVELAND AUTO SHOW!

February 20, 2018 by Rachel 22 Comments

It’s here! It’s here! This week marks the beginning of the Cleveland Auto Show at the I-X Center! For those who’ve missed my tweets, we’ve been busy ‘shopping’ (which really means stalking cars online right now, because, well, 2 kids and pregnant) for a new family vehicle! — and it’s our first time doing so for a long time!

As our family prepares to grow by two feet and two small hands (and one giant car seat) this June, we’re in desperate need of an upgrade. So the Cleveland Auto Show at the I-X Center is coming at a perfect time for us!

The Cleveland Auto Show has been a Cleveland tradition since 1903, and this years vehicles are sure not to disappoint! I’m especially excited to check out the Toyota Avalon! Holy smokes, that car looks GORGEOUS — I can’t wait to see it for myself!

I’m so excited to be partnering with A Girls Guide to Cars to cover the event LIVE on Friday — both on my FB page, Twitter, and Instagram! So make sure you’re following along!

And hey, do you wanna win one of TEN pairs of tickets to the Cleveland Auto Show at the I-X Center and/or a $100 Gift Card to Amazon!? Enter using the Rafflecopter widget below!

a Rafflecopter giveaway
Here are the official details of the 2018 Cleveland Auto Show:

  • Parking at the I-X Center is FREE for this event, thanks to our local new motor vehicle dealers!
  • The event runs from Friday, February 23rd to March 4th. 5-10PM on opening night, 11AM-10PM Friday-Saturday, 11AM-9PM Monday-Thursday, and 11AM-8PM Sunday!
  • Admission is $13 for adults, $11 for seniors, $11 for kids aged 7-12, and FREE for kids 6 and under.

So will I see you there?! You better go enter — NOW! It’s honestly the perfect stress-free way to car shop without any pressure from sales people — just people who are really passionate about cars!!

 

Disclosure: This post is written in partnership with A Girl’s Guide to Cars. As usual, all opinions herein are my own.

 

Contest rules:

Contest rules: Entries must be completed by midnight February 28, 2018. No purchase necessary; contest open only to US residents and subject to the laws of  Ohio. Winners will be notified by email by March 1, 2018. Winners MUST pick up tickets in person at the Cleveland Auto Show,One I-X Drive
Cleveland, OH 44135, between March 1, 2018 and March 4, 2018. Winners may be asked to provide identification to receive their prize. Prize value $26 per prize, not exchangeable for cash or other items. Grand prize value is $126. A total of 10 pairs of tickets will be awarded and a total of 1 grand prize will be awarded.

 

 

 

Filed Under: ad, Akron, car, cleveland, Columbus, deals, events, explore locally, Explore Ohio, family, giveaway, Ohio, sponsor Tagged With: ad, akron, cleveland, columbus, deals, events, explore locally, explore Ohio, Family Travel, giveaway, ohio, sponsor

Happy 2nd Birthday Remy Bea // PLUS a Baby Gift Card Giveaway

January 22, 2018 by Rachel 29 Comments

Oh, my spirited little girl… Admittedly, I did not quite understand what ‘other parents’ meant when they said they had spirited children. I thought, “Spirited?! You just mean misbehaved??”

I can honestly say, I was one-thousand percent WRONG.

Spirited children are just that… full of a wild, untamed, spirit!

That is exactly my Remy Bea. And on her second birthday, I will celebrate her wild spirit.

Because she is also so silly. Her laugh is contagious. And her smile is electrifying.

She is way smarter than I could imagine a child being at her age. And she understands way too much for her own good.

She may be tiny (weighing in at a ‘whopping’ 23 pounds at 2 years), but she truly is a force to be reckoned with.

Looking back, I should have known from her labor and delivery that she would be a spitfire. Making a bold entrance was kind of her thing. Turns out it still is.

It’s hard to believe that in a few months time you’ll be a middle sister. It’s a role I think you were made for. And one you will thrive in.

But for now — well, for the next 20 weeks — I’m going to just going to bask in your presence, Remy Bea. I’m going to continue to be grateful that I’ve had two years of you as my ‘baby.’ Our road has been troubled but beautiful — just like you.

PS. Isn’t her outfit from The Picket Fence in Pittsburgh the absolute cutest?! No worries — you don’t have to be in Pittsburgh to order. Check out their full line of baby, kids, and womens items here.

BONUS! Use the Rafflecopter widget below to enter to win a $50 Gift Card to The Picket Fence, which can be used either online or in-store!

a Rafflecopter giveaway
 

 

This post was sponsored by Nakturnal. As always, all opinions herein are my own.

 

Filed Under: #MomLife, busy mom, clothes, family, giveaway, life with a toddler, mommyhood, parenthood, pictures, Remy Bea, sponsor Tagged With: #MomLife, busy mom, celebration, children, giveaway, life with a toddler, mommyhood, parenthood, pictures, sponsor

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